So this week I was reading my insurance contract. RACV has an 80 page book that explains in fine detail what they do and don’t cover. I started flicking through it, but actually found it to be an amusing read.
Apparently, they will not cover loss or damage:
Caused intentionally by you, or a person acting with your express or implied consent. (Fair enough)
If a person legally seizes your vehicle or contents (understandable)
Caused by, or arising from any hostilities, rebellion, riot, civil commotion or war – whether war has been formally declared or not (err, what?)
Caused by, or arising from the use, existence, or escape of any nuclear or radioactive material (err, what what?!?)
Caused by or arising from any act of terrorism that involves biological, chemical or nuclear pollution or contamination. (yeah, sure)
Arising from failure to secure your vehicle, or leave it safe after it broke down, suffered accidental damage or was stolen and then found. (so somewhere between purposeful damage, and not locking my car, is war, nuclear meltdown and biological terrorism?
And come on, what is an undeclared war? How long could you drop bombs on someone before the lights flicked on in their brains that it was an act of war, rather than friendly neighbourhood shelling. What would constitute an undeclared war? Or a declared war, at that? Is it war if we get into a fight with Berwick mid soccer game? Or is it only war when shooting starts? I’m confused, somebody please help me.
3 comments:
Heh. I think a formally declared war is "we are now at war with 'x' country" or a formal piece of paper delivered to the embassy, etc.
Of course, you could be sneaky and just try and take over their country/assets without telling them.
Too bad if your car gets in the way though!
I've been in your car.
I'm sure you dropped a bomb...
Does that mean if you get really angry at someone.. you can declare war against them, smash their car, and then they won't be insured for it??? :)
Damn, and i was planning to park my car next to the new nuclear facility...
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